10-QSurety Insurance

NMI Holdings, Inc.

NMIH · Period ending 2026-06-30 · Filed 2026-07-31

Valuation

Surety Insurance
Live · Yahoo Finance

Price

$43.89

52-Week Range

$34.84$43.89 now$46.74

Decision Context

Scores are balanced across the six engines. No single dimension dominates — this is consistent with a stable, mid-tier quality business.

Based on filing period ending Jun 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

NMIH vs

Macro Context

Fed Funds Rate

3.63%

Accommodative

10-Year Treasury

4.60%

2026-07-01

Unemployment

4.1%

Near full employment

CPI Index

332.8

2026-07-01

M2 Money Supply

$23.2T

2026-06-01

The Federal Funds rate stands at 3.63% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.60%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.1%; Industrial production index is at 102.6; M2 money supply is $23.2T; CPI index stands at 332.8.

SWOT Analysis — NMIH

Inflationary Boom

Strengths

  • Total Assets: $3.8B (+14.7% YoY) — Total assets grew 15% — the company's resource base expanded.

  • EPS (Diluted): $4.92 (+11.1% YoY) — Earnings per share rose 11% — each share earned more.

  • Revenue: $706.4M (+8.5% YoY) — Revenue grew 9% — the company sold more goods or services than the prior year.

  • Net Income: $388.9M (+8.0% YoY) — Profit grew 8% — the company kept more of each dollar earned.

  • Operating Cash Flow: $419.3M (+6.5% YoY) — Operating cash flow grew 7% — the business generated more cash from day-to-day operations.

Weaknesses

No material weaknesses flagged.

Opportunities

No clear opportunities identified at this time.

Threats

No significant threats flagged.

Financial Charts

Revenue vs Net Income

Margin Trend

Year-over-Year Changes

Total Assets

$3.8B

was $3.3B

+14.7%

Total assets grew 15% — the company's resource base expanded.

EPS (Diluted)

$4.92

was $4.43

+11.1%

Earnings per share rose 11% — each share earned more.

Revenue

$706.4M

was $651.0M

+8.5%

Revenue grew 9% — the company sold more goods or services than the prior year.

Net Income

$388.9M

was $360.1M

+8.0%

Profit grew 8% — the company kept more of each dollar earned.

Operating Cash Flow

$419.3M

was $393.6M

+6.5%

Operating cash flow grew 7% — the business generated more cash from day-to-day operations.

Price History

Technical Signals

Daily closes · 1-year data

Latest News

via Finnhub

Filing History — NMIH

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Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.