Valuation
BankingLive · Yahoo FinancePrice
$48.17
52-Week Range
Decision Context
Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.
Based on filing period ending Mar 2026
FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.
Macro Context
SWOT Analysis — MBIN
Inflationary BoomStrengths
Operating Cash Flow: -$341.2M (+59.1% YoY) — Negative operating cash flow — the business consumed more cash than it produced from operations.
Weaknesses
EPS (Diluted): $3.78 (-40.0% YoY) — Earnings per share fell 40%.
Net Income: $218.8M (-31.7% YoY) — Profit fell 32% but remained positive.
Opportunities
Total Assets: $19.4B (+3.4% YoY) — Total assets grew 3% — the company's resource base expanded.
Threats
Negative operating cash flow of $341.2M — the core business consumed more cash than it generated.
Total liabilities are 88% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Year-over-Year Changes
Operating Cash Flow
-$341.2M
was -$835.3M
Negative operating cash flow — the business consumed more cash than it produced from operations.
EPS (Diluted)
$3.78
was $6.30
Earnings per share fell 40%.
Net Income
$218.8M
was $320.4M
Profit fell 32% but remained positive.
Total Assets
$19.4B
was $18.8B
Total assets grew 3% — the company's resource base expanded.
Risk Flags
2 high · 0 medium · 0 low- ⚠ High
Negative operating cash flow of $341.2M — the core business consumed more cash than it generated.
- ⚠ High
Total liabilities are 88% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Price History
Technical Signals
Daily closes · 1-year dataLatest News
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External Links
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Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.