Joby Aviation, Inc. (JOBY) Financial Analysis — Fisclear

Valuation

Aircraft

Live · Yahoo Finance

Price

$6.39

52-Week Range

$6.24$6.39 now$19.98

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Jun 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

JOBY vs

Macro Context

Fed Funds Rate

3.63%

Accommodative

10-Year Treasury

4.60%

2026-07-01

Unemployment

4.1%

Near full employment

CPI Index

332.6

2026-06-01

M2 Money Supply

$23.2T

2026-06-01

The Federal Funds rate stands at 3.63% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.60%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.1%; Industrial production index is at 102.6; M2 money supply is $23.2T; CPI index stands at 332.6.

SWOT Analysis — JOBY

Inflationary Boom

Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

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Strengths

Revenue: $53.4M (+39183.1% YoY) — Revenue grew 39183% — the company sold more goods or services than the prior year.
Total Assets: $1.8B (+49.2% YoY) — Total assets grew 49% — the company's resource base expanded.

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Weaknesses

Net Income: -$929.8M (-52.9% YoY) — The company posted a net loss — total expenses exceeded total revenue.
EPS (Diluted): $-1.13 (-29.9% YoY) — Negative EPS — the company recorded a loss on a per-share basis.
Operating Cash Flow: -$509.9M (-16.9% YoY) — Negative operating cash flow — the business consumed more cash than it produced from operations.
R&D spending is 1088% of revenue — heavy investment in future growth, but also a drag on current profitability.

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Opportunities

No clear opportunities identified at this time.

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Threats

Net loss of $929.8M — the company spent more than it earned. Investors should monitor the path to profitability.
Negative operating cash flow of $509.9M — the core business consumed more cash than it generated.

Financial Charts

Revenue vs Net Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Revenue

$53.4M

was $136,000

+39183.1%

Revenue grew 39183% — the company sold more goods or services than the prior year.

Net Income

-$929.8M

was -$608.0M

−52.9%

The company posted a net loss — total expenses exceeded total revenue.

Total Assets

$1.8B

was $1.2B

+49.2%

Total assets grew 49% — the company's resource base expanded.

EPS (Diluted)

$-1.13

was $-0.87

−29.9%

Negative EPS — the company recorded a loss on a per-share basis.

Operating Cash Flow

-$509.9M

was -$436.3M

−16.9%

Negative operating cash flow — the business consumed more cash than it produced from operations.

Risk Flags

2 high · 0 medium · 1 low

⚠ High
Net loss of $929.8M — the company spent more than it earned. Investors should monitor the path to profitability.
⚠ High
Negative operating cash flow of $509.9M — the core business consumed more cash than it generated.
○ Low
R&D spending is 1088% of revenue — heavy investment in future growth, but also a drag on current profitability.