10-QReal Estate

Ellington Financial Inc.

EFC · Period ending 2026-03-31 · Filed 2026-05-11

Valuation

Real Estate
Live · Yahoo Finance

Price

$13.28

52-Week Range

$11.28$13.28 now$14.12

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Mar 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

EFC vs

Macro Context

SWOT Analysis — EFC

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

Strengths

  • Total Assets: $19.4B (+18.6% YoY) — Total assets grew 19% — the company's resource base expanded.

Weaknesses

  • Operating Cash Flow: -$925.5M (-115.0% YoY) — Negative operating cash flow — the business consumed more cash than it produced from operations.

  • EPS (Diluted): $1.19 (-12.5% YoY) — Earnings per share fell 13%.

Opportunities

  • Net Income: $118.7M (+0.8% YoY) — Profit grew 1% — the company kept more of each dollar earned.

Threats

  • Negative operating cash flow of $925.5M — the core business consumed more cash than it generated.

  • Total liabilities are 90% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

Year-over-Year Changes

Operating Cash Flow

-$925.5M

was -$430.5M

−115.0%

Negative operating cash flow — the business consumed more cash than it produced from operations.

Total Assets

$19.4B

was $16.3B

+18.6%

Total assets grew 19% — the company's resource base expanded.

EPS (Diluted)

$1.19

was $1.36

−12.5%

Earnings per share fell 13%.

Net Income

$118.7M

was $117.8M

+0.8%

Profit grew 1% — the company kept more of each dollar earned.

Risk Flags

2 high · 0 medium · 0 low
  • High

    Negative operating cash flow of $925.5M — the core business consumed more cash than it generated.

  • High

    Total liabilities are 90% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

Price History

Technical Signals

Daily closes · 1-year data

Latest News

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External Links

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Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.