10-QBanking

CAPITAL ONE FINANCIAL CORP

COF · Period ending 2026-03-31 · Filed 2026-05-07

Valuation

Banking
Live · Yahoo Finance

Price

$199.96

52-Week Range

$174.24$199.96 now$259.64

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Mar 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

COF vs

Macro Context

SWOT Analysis — COF

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

Strengths

  • Operating Cash Flow: $27.7B (+52.6% YoY) — Operating cash flow grew 53% — the business generated more cash from day-to-day operations.

  • Revenue: $53.4B (+36.6% YoY) — Revenue grew 37% — the company sold more goods or services than the prior year.

  • Total Assets: $669.0B (+36.5% YoY) — Total assets grew 36% — the company's resource base expanded.

Weaknesses

  • EPS (Diluted): $4.03 (-65.2% YoY) — Earnings per share fell 65%.

  • Net Income: $2.5B (-48.4% YoY) — Profit fell 48% but remained positive.

Opportunities

No clear opportunities identified at this time.

Threats

  • Net income dropped 48% year-over-year — a significant compression in profitability.

  • Total liabilities represent 83% of total assets — elevated leverage that amplifies both gains and losses.

Financial Charts

Revenue vs Net Income

Margin Trend

Year-over-Year Changes

EPS (Diluted)

$4.03

was $11.59

−65.2%

Earnings per share fell 65%.

Operating Cash Flow

$27.7B

was $18.2B

+52.6%

Operating cash flow grew 53% — the business generated more cash from day-to-day operations.

Net Income

$2.5B

was $4.8B

−48.4%

Profit fell 48% but remained positive.

Revenue

$53.4B

was $39.1B

+36.6%

Revenue grew 37% — the company sold more goods or services than the prior year.

Total Assets

$669.0B

was $490.1B

+36.5%

Total assets grew 36% — the company's resource base expanded.

Risk Flags

0 high · 2 medium · 0 low
  • Medium

    Net income dropped 48% year-over-year — a significant compression in profitability.

  • Medium

    Total liabilities represent 83% of total assets — elevated leverage that amplifies both gains and losses.

Price History

Technical Signals

Daily closes · 1-year data

Latest News

via Finnhub

Get the weekly digest

5 company reports + macro context every week, free. No spam.

  • Unlimited goal simulations
  • 5 free company report summaries per day
  • Weekly financial insights newsletter

External Links

Trade COF

Links open broker research pages. Not an endorsement or recommendation.

Research CAPITAL ONE FINANCIAL CORP

Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.