Annual ReportFinancial Services

Commerzbank AG

CBK.DE · Period ending 2025-12-31 · Filed 2025-12-31 · Updated

In short

Commerzbank AG (CBK.DE) has revenue up 4.6% to EUR 12.9B and net income down 1.9% to EUR 2.6B year on year. Its net margin is 20.3%, and it trades at 14.4× trailing earnings. Fisclear found no medium- or high-severity risk flags in this filing. How we calculate this

Valuation

Financial Services
Live · Yahoo Finance

Price

€37.29

Market Cap

€40.3B

P/E (TTM)

14.3x

Price ÷ earnings per share

P/B

1.2x

Price ÷ book value

P/S (TTM)

3.4x

Price ÷ revenue per share

Beta

0.70

Moderate market correlation

PEG Ratio

0.8x

P/E ÷ earnings growth rate

52-Week Range

€29.32€37.29 now€43.37

4-engine score — Quality and Peers engines require SEC EDGAR (US stocks only)

Efficiency
42/100
Value
61/100
Cashflow
48/100
Regime
50/100

PEG 0.83 — below growth rate.

⚠ Negative FCF — consuming cash.

Based on filing period ending Dec 2025

International FisclearScore uses 4 engines (no EDGAR data). Based on Yahoo Finance & Alpha Vantage reported financials. Not financial advice.

CBK.DE vs

🇪🇺 Eurozone Macro Indicators

Full dashboard →

GDP Growth

1.10%→

Moderate

M2 Growth

4.21%→

Moderate

GDP growth is 1.1% year-over-year (sluggish growth).

SWOT Analysis — CBK.DE

✦

Strengths

  • Operating Cash Flow: -EUR 6.7B (+66.9% YoY) — Negative operating cash flow — the business consumed more cash than it produced from operations.

  • EPS (Diluted): EUR 2.39 (+16.2% YoY) — Earnings per share rose 16% — each share earned more.

  • Total Assets: EUR 590.1B (+6.4% YoY) — Total assets grew 6% — the company's resource base expanded.

◈

Weaknesses

  • Net Income: EUR 2.6B (-1.9% YoY) — Profit fell 2% but remained positive.

◎

Opportunities

  • Revenue: EUR 12.9B (+4.6% YoY) — Revenue grew 5% — the company sold more goods or services than the prior year.

⚠

Threats

No significant threats flagged.

Year-over-Year Changes

Operating Cash Flow

-EUR 6.7B

was -EUR 20.3B

+66.9%

Negative operating cash flow — the business consumed more cash than it produced from operations.

EPS (Diluted)

EUR 2.39

was EUR 2.06

+16.2%

Earnings per share rose 16% — each share earned more.

Total Assets

EUR 590.1B

was EUR 554.6B

+6.4%

Total assets grew 6% — the company's resource base expanded.

Revenue

EUR 12.9B

was EUR 12.4B

+4.6%

Revenue grew 5% — the company sold more goods or services than the prior year.

Net Income

EUR 2.6B

was EUR 2.7B

−1.9%

Profit fell 2% but remained positive.

Technical Signals

Daily closes · 1-year data

Commerzbank AG: common questions

Is Commerzbank AG profitable?

Yes. Commerzbank AG made a net profit of €2.6B in its latest fiscal year (fiscal 2025), a net margin of 20.3%.

Is Commerzbank AG's revenue growing?

Yes. Revenue grew 4.6% year on year, to EUR 12.9B.

What is Commerzbank AG's P/E ratio?

Commerzbank AG trades at 14.3× its trailing twelve-month earnings. In other words, the share price is about 14 times the profit per share the company earned over the past year.

Does Commerzbank AG pay a dividend?

Yes. Commerzbank AG's forward dividend yield is 3.00%, the expected annual dividend as a share of the current share price.

Answers are generated from the figures in this report (updated 9 Oct 2026). Information, not investment advice.

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Data sourced from XETRA, FRED (Federal Reserve), OECD, BIS, and Yahoo Finance. For informational purposes only. Not financial advice.