Valuation
Health InsuranceLive · Yahoo FinancePrice
$115.24
52-Week Range
Decision Context
Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.
Based on filing period ending Mar 2026
FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.
Macro Context
Fed Funds Rate
3.64%
Accommodative
Unemployment
4.3%
Near full employment
M2 Money Supply
$22.7T
2026-03-01
The Federal Funds rate stands at 3.64% — a moderately elevated rate environment that raises borrowing costs across the economy; Unemployment stands at 4.3%; M2 money supply is $22.7T.
SWOT Analysis — AFL
Inflationary BoomStrengths
No standout strengths identified from the filing.
Weaknesses
Net Income: $3.6B (-33.0% YoY) — Profit fell 33% but remained positive.
EPS (Diluted): $6.82 (-29.2% YoY) — Earnings per share fell 29%.
Revenue: $17.2B (-9.3% YoY) — Revenue fell 9% — the company generated less from its core operations.
Operating Cash Flow: $2.6B (-5.6% YoY) — Operating cash flow fell 6% but remained positive.
Total Assets: $116.5B (-0.9% YoY) — Total assets shrank 1% — the balance sheet contracted.
Opportunities
No clear opportunities identified at this time.
Threats
Revenue declined 9% year-over-year — the company brought in less from its core business than the prior year.
Total liabilities represent 75% of total assets — elevated leverage that amplifies both gains and losses.
Financial Charts
Revenue vs Net Income
Margin Trend
Operating Cash Flow
Year-over-Year Changes
Net Income
$3.6B
was $5.4B
Profit fell 33% but remained positive.
EPS (Diluted)
$6.82
was $9.63
Earnings per share fell 29%.
Revenue
$17.2B
was $18.9B
Revenue fell 9% — the company generated less from its core operations.
Operating Cash Flow
$2.6B
was $2.7B
Operating cash flow fell 6% but remained positive.
Total Assets
$116.5B
was $117.6B
Total assets shrank 1% — the balance sheet contracted.
Risk Flags
0 high · 2 medium · 0 low- ◈ Medium
Revenue declined 9% year-over-year — the company brought in less from its core business than the prior year.
- ◈ Medium
Total liabilities represent 75% of total assets — elevated leverage that amplifies both gains and losses.
Price History
Technical Signals
Daily closes · 1-year dataLatest News
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External Links
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Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.