In short
Tata Motors Passenger Vehicles Limited (TMPV.NS) has revenue down 8.3% to INR 3.3T and EPS (Diluted) down 100.8% to INR -0.61 year on year. Its net margin is 24.7% and gross margin 35.3%. Fisclear flags 2 high-severity risks, led by: Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds. How we calculate this
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Valuation
Consumer CyclicalLive · Yahoo FinancePrice
₹270.00
₹994.4B
12.5x
1.09%
52-Week Range
4-engine score — Quality and Peers engines require SEC EDGAR (US stocks only)
ROE 73.5% — exceptional capital return.
⚠ Negative operating margin — core business unprofitable.
PEG 0.27 — below growth rate.
⚠ Negative FCF — consuming cash.
⚠ Revenue declining 8% YoY.
Based on filing period ending Mar 2026
International FisclearScore uses 4 engines (no EDGAR data). Based on Yahoo Finance & Alpha Vantage reported financials. Not financial advice.
🇮🇳 India Macro Indicators
Full dashboard →Policy Rate
6.75%↑
Restrictive
USD/INR
95.472→
The India central bank policy rate stands at 6.75% — a restrictive rate environment; USD/INR is at 95.472.
SWOT Analysis — TMPV.NS
Inflationary BoomStrengths
Net Income: INR 823.9B (+196.0% YoY) — Profit grew 196% — the company kept more of each dollar earned.
Weaknesses
EPS (Diluted): INR -0.61 (-100.8% YoY) — Negative EPS — the company recorded a loss on a per-share basis.
Operating Cash Flow: INR 130.4B (-79.3% YoY) — Operating cash flow fell 79% but remained positive.
Gross Profit: INR 1.2T (-16.2% YoY) — Gross profit declined 16% — costs are growing faster than revenue.
Revenue: INR 3.3T (-8.3% YoY) — Revenue fell 8% — the company generated less from its core operations.
Gross margin narrowed by 3.4pp — worth monitoring for further cost pressure.
Price-to-book ratio of 0.92x — stock trades below book value, which may indicate market concerns about asset quality or profitability.
Opportunities
No clear opportunities identified at this time.
Threats
Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
Current ratio of 0.84x — short-term liabilities exceed current assets, which could create near-term liquidity pressure.
Revenue declined 8% year-over-year — the company brought in less from its core business than the prior year.
Stock is within 10% of its 52-week low (272.20) — the market may be pricing in significant risk or sector weakness.
Year-over-Year Changes
Net Income
INR 823.9B
was INR 278.3B
Profit grew 196% — the company kept more of each dollar earned.
EPS (Diluted)
INR -0.61
was INR 78.75
Negative EPS — the company recorded a loss on a per-share basis.
Operating Cash Flow
INR 130.4B
was INR 631.0B
Operating cash flow fell 79% but remained positive.
Gross Profit
INR 1.2T
was INR 1.4T
Gross profit declined 16% — costs are growing faster than revenue.
Revenue
INR 3.3T
was INR 3.6T
Revenue fell 8% — the company generated less from its core operations.
Risk Flags
2 high · 2 medium · 2 low- ⚠ High
Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
- ⚠ High
Current ratio of 0.84x — short-term liabilities exceed current assets, which could create near-term liquidity pressure.
- ◈ Medium
Revenue declined 8% year-over-year — the company brought in less from its core business than the prior year.
- ◈ Medium
Stock is within 10% of its 52-week low (272.20) — the market may be pricing in significant risk or sector weakness.
- ○ Low
Gross margin narrowed by 3.4pp — worth monitoring for further cost pressure.
- ○ Low
Price-to-book ratio of 0.92x — stock trades below book value, which may indicate market concerns about asset quality or profitability.
Technical Signals
Daily closes · 1-year dataTata Motors Passenger Vehicles Limited: common questions
Is Tata Motors Passenger Vehicles Limited profitable?
Yes. Tata Motors Passenger Vehicles Limited made a net profit of ₹823.9B in its latest fiscal year (fiscal 2026), a net margin of 24.7%.
Is Tata Motors Passenger Vehicles Limited's revenue growing?
No. Revenue fell 8.3% year on year, to INR 3.3T.
Does Tata Motors Passenger Vehicles Limited pay a dividend?
Yes. Tata Motors Passenger Vehicles Limited's forward dividend yield is 1.09%, the expected annual dividend as a share of the current share price.
What are the main risks for Tata Motors Passenger Vehicles Limited?
Fisclear's checks flag 4 medium- or high-severity risks. The most serious: Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
Answers are generated from the figures in this report (updated 9 Oct 2026). Information, not investment advice.
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Data sourced from NSE India, FRED (Federal Reserve), OECD, BIS, and Yahoo Finance. For informational purposes only. Not financial advice.