The TJX Companies, Inc. (TJX) Financial Analysis — Fisclear

Valuation

Apparel Retail

Live · Yahoo Finance

Price

$159.75

52-Week Range

$119.84$159.75 now$165.82

Decision Context

Beneish M-Score flags possible earnings quality concerns. The financial metrics above warrant additional scrutiny of reported figures.

Based on filing period ending May 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

TJX vs

Macro Context

Fed Funds Rate

3.63%

Accommodative

10-Year Treasury

4.48%

2026-05-01

Unemployment

4.3%

Near full employment

CPI Index

332.4

2026-04-01

M2 Money Supply

$22.8T

2026-04-01

The Federal Funds rate stands at 3.63% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.48%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.3%; Industrial production index is at 102.5; M2 money supply is $22.8T; CPI index stands at 332.4.

SWOT Analysis — TJX

Inflationary Boom

Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

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Strengths

Revenue: $29.1B (+294.8% YoY) — Revenue grew 295% — the company sold more goods or services than the prior year.
EPS (Diluted): $4.87 (+14.3% YoY) — Earnings per share rose 14% — each share earned more.
Net Income: $5.5B (+13.0% YoY) — Profit grew 13% — the company kept more of each dollar earned.
Total Assets: $35.8B (+12.7% YoY) — Total assets grew 13% — the company's resource base expanded.
Operating Cash Flow: $6.9B (+12.4% YoY) — Operating cash flow grew 12% — the business generated more cash from day-to-day operations.

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Weaknesses

No material weaknesses flagged.

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Opportunities

No clear opportunities identified at this time.

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Threats

Current ratio of 1.14x — thin liquidity buffer against short-term obligations.
Gross margin compressed by 30.9pp — input costs or pricing pressure is eroding profitability on each dollar of revenue.

Financial Charts

Revenue vs Net Income

Gross Profit vs Operating Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Revenue

$29.1B

was $7.4B

+294.8%

Revenue grew 295% — the company sold more goods or services than the prior year.

EPS (Diluted)

$4.87

was $4.26

+14.3%

Earnings per share rose 14% — each share earned more.

Net Income

$5.5B

was $4.9B

+13.0%

Profit grew 13% — the company kept more of each dollar earned.

Total Assets

$35.8B

was $31.7B

+12.7%

Total assets grew 13% — the company's resource base expanded.

Operating Cash Flow

$6.9B

was $6.1B

+12.4%

Operating cash flow grew 12% — the business generated more cash from day-to-day operations.

Risk Flags

0 high · 2 medium · 0 low

◈ Medium
Current ratio of 1.14x — thin liquidity buffer against short-term obligations.
◈ Medium
Gross margin compressed by 30.9pp — input costs or pricing pressure is eroding profitability on each dollar of revenue.