Mastercard Incorporated (MA) Financial Analysis — Fisclear

Valuation

Services-Business Services, NEC

Live · Yahoo Finance

Price

$491.28

52-Week Range

$464.52$491.28 now$601.77

Decision Context

Scores are balanced across the six engines. No single dimension dominates — this is consistent with a stable, mid-tier quality business.

Based on filing period ending Mar 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

MA vs

Macro Context

Fed Funds Rate

3.64%

Accommodative

10-Year Treasury

4.25%

2026-03-01

Unemployment

4.3%

Near full employment

CPI Index

330.3

2026-03-01

M2 Money Supply

$22.7T

2026-03-01

The Federal Funds rate stands at 3.64% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.25%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.3%; Industrial production index is at 101.8; M2 money supply is $22.7T; CPI index stands at 330.3.

SWOT Analysis — MA

Inflationary Boom

Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

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Strengths

Operating Cash Flow: $17.6B (+19.4% YoY) — Operating cash flow grew 19% — the business generated more cash from day-to-day operations.
EPS (Diluted): $16.52 (+18.9% YoY) — Earnings per share rose 19% — each share earned more.
Revenue: $32.8B (+16.4% YoY) — Revenue grew 16% — the company sold more goods or services than the prior year.
Net Income: $3.1B (+12.9% YoY) — Profit grew 13% — the company kept more of each dollar earned.
Total Assets: $54.2B (+12.6% YoY) — Total assets grew 13% — the company's resource base expanded.

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Weaknesses

No material weaknesses flagged.

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Opportunities

No clear opportunities identified at this time.

⚠

Threats

Total liabilities are 86% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Current ratio of 1.03x — thin liquidity buffer against short-term obligations.

Financial Charts

Revenue vs Net Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Operating Cash Flow

$17.6B

was $14.8B

+19.4%

Operating cash flow grew 19% — the business generated more cash from day-to-day operations.

EPS (Diluted)

$16.52

was $13.89

+18.9%

Earnings per share rose 19% — each share earned more.

Revenue

$32.8B

was $28.2B

+16.4%

Revenue grew 16% — the company sold more goods or services than the prior year.

Net Income

$3.1B

was $2.8B

+12.9%

Profit grew 13% — the company kept more of each dollar earned.

Total Assets

$54.2B

was $48.1B

+12.6%

Total assets grew 13% — the company's resource base expanded.

Risk Flags

1 high · 1 medium · 0 low

⚠ High
Total liabilities are 86% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
◈ Medium
Current ratio of 1.03x — thin liquidity buffer against short-term obligations.