JPMORGAN CHASE & CO (JPM) Financial Analysis — Fisclear

Valuation

Banking

Live · Yahoo Finance

Price

$321.15

52-Week Range

$266.85$321.15 now$337.25

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Mar 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

JPM vs

Macro Context

Fed Funds Rate

3.64%

Accommodative

10-Year Treasury

4.32%

2026-04-01

Unemployment

4.3%

Near full employment

CPI Index

330.3

2026-03-01

M2 Money Supply

$22.7T

2026-03-01

The Federal Funds rate stands at 3.64% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.32%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.3%; Industrial production index is at 101.8; M2 money supply is $22.7T; CPI index stands at 330.3.

SWOT Analysis — JPM

Inflationary Boom

Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

✦

Strengths

Total Assets: $4.4T (+10.5% YoY) — Total assets grew 11% — the company's resource base expanded.

◈

Weaknesses

Operating Cash Flow: -$147.8B (-251.8% YoY) — Negative operating cash flow — the business consumed more cash than it produced from operations.
Net Income: $57.0B (-2.4% YoY) — Profit fell 2% but remained positive.

◎

Opportunities

Revenue: $182.4B (+2.8% YoY) — Revenue grew 3% — the company sold more goods or services than the prior year.
EPS (Diluted): $20.02 (+1.4% YoY) — Earnings per share rose 1% — each share earned more.

⚠

Threats

Negative operating cash flow of $147.8B — the core business consumed more cash than it generated.
Total liabilities are 92% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

Financial Charts

Revenue vs Net Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Operating Cash Flow

-$147.8B

was -$42.0B

−251.8%

Negative operating cash flow — the business consumed more cash than it produced from operations.

Total Assets

$4.4T

was $4.0T

+10.5%

Total assets grew 11% — the company's resource base expanded.

Revenue

$182.4B

was $177.6B

+2.8%

Revenue grew 3% — the company sold more goods or services than the prior year.

Net Income

$57.0B

was $58.5B

−2.4%

Profit fell 2% but remained positive.

EPS (Diluted)

$20.02

was $19.75

+1.4%

Earnings per share rose 1% — each share earned more.

Risk Flags

2 high · 0 medium · 0 low

⚠ High
Negative operating cash flow of $147.8B — the core business consumed more cash than it generated.
⚠ High
Total liabilities are 92% of total assets — the balance sheet is heavily leveraged with limited equity cushion.