In short
Humana Inc (HUM) has revenue up 10.1% to $129.7B and net income down 1.6% to $1.2B year on year. Its net margin is 0.9%, and it trades at 36.6× trailing earnings. Fisclear found no medium- or high-severity risk flags in this filing. How we calculate this
Compare: HUM vs UNH · CI vs HUM · CVS vs HUM · ANTM vs HUM
Valuation
HealthcareLive · Yahoo FinancePrice
$425.42
$51.1B
11.7x
0.83%
52-Week Range
Decision Context
The reverse DCF implies growth expectations well above historical averages. Fundamentals need to accelerate significantly to justify the current price. Consider the margin of safety before sizing a position.
Based on filing period ending Jun 2026
FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.
Macro Context
Fed Funds Rate
3.75%
Accommodative
10-Year Treasury
4.99%
2026-09-01
Unemployment
4.2%
Near full employment
CPI Index
334.1
2026-08-01
M2 Money Supply
$23.3T
2026-08-01
The Federal Funds rate stands at 3.75% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.99%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.2%; Industrial production index is at 103.1; M2 money supply is $23.3T; CPI index stands at 334.1.
SWOT Analysis — HUM
Inflationary BoomStrengths
Revenue: $129.7B (+10.1% YoY) — Revenue grew 10% — the company sold more goods or services than the prior year.
Total Assets: $48.9B (+5.2% YoY) — Total assets grew 5% — the company's resource base expanded.
Weaknesses
Operating Cash Flow: $921.0M (-68.9% YoY) — Operating cash flow fell 69% but remained positive.
Net Income: $1.2B (-1.6% YoY) — Profit fell 2% but remained positive.
EPS (Diluted): $9.84 (-1.4% YoY) — Earnings per share fell 1%.
Opportunities
No clear opportunities identified at this time.
Threats
No significant threats flagged.
Year-over-Year Changes
Operating Cash Flow
$921.0M
was $3.0B
Operating cash flow fell 69% but remained positive.
Revenue
$129.7B
was $117.8B
Revenue grew 10% — the company sold more goods or services than the prior year.
Total Assets
$48.9B
was $46.5B
Total assets grew 5% — the company's resource base expanded.
Net Income
$1.2B
was $1.2B
Profit fell 2% but remained positive.
EPS (Diluted)
$9.84
was $9.98
Earnings per share fell 1%.
Technical Signals
Daily closes · 1-year dataHumana Inc: common questions
Is Humana Inc profitable?
Yes. Humana Inc made a net profit of $1.2B in its latest fiscal year (fiscal 2025), a net margin of 0.9%.
Is Humana Inc's revenue growing?
Yes. Revenue grew 10.1% year on year, to $129.7B.
What is Humana Inc's P/E ratio?
Humana Inc trades at 40.2× its trailing twelve-month earnings. In other words, the share price is about 40 times the profit per share the company earned over the past year.
Does Humana Inc pay a dividend?
Yes. Humana Inc's forward dividend yield is 0.83%, the expected annual dividend as a share of the current share price.
Answers are generated from the figures in this report (updated 9 Oct 2026). Information, not investment advice.
Latest News
via FinnhubGet the weekly digest
5 company reports + macro context every week, free. No spam.
- Unlimited goal simulations
- 5 free company report summaries per day
- Weekly financial insights newsletter
External Links
Trade HUM
Links open broker research pages. Not an endorsement or recommendation.
Research Humana Inc
Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.