10-QBanking

BANK OF AMERICA CORP /DE/

BAC · Period ending 2026-03-31 · Filed 2026-05-01

Valuation

Banking
Live · Yahoo Finance

Price

$56.09

52-Week Range

$44.06$56.09 now$57.55

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Mar 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

BAC vs

Macro Context

Fed Funds Rate

3.64%

Accommodative

10-Year Treasury

4.32%

2026-04-01

Unemployment

4.3%

Near full employment

CPI Index

330.3

2026-03-01

M2 Money Supply

$22.7T

2026-03-01

The Federal Funds rate stands at 3.64% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.32%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.3%; Industrial production index is at 101.8; M2 money supply is $22.7T; CPI index stands at 330.3.

SWOT Analysis — BAC

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

Strengths

  • Operating Cash Flow: $12.6B (+243.2% YoY) — Operating cash flow grew 243% — the business generated more cash from day-to-day operations.

  • EPS (Diluted): $3.81 (+18.7% YoY) — Earnings per share rose 19% — each share earned more.

  • Net Income: $30.5B (+12.4% YoY) — Profit grew 12% — the company kept more of each dollar earned.

  • Revenue: $113.1B (+11.0% YoY) — Revenue grew 11% — the company sold more goods or services than the prior year.

Weaknesses

No material weaknesses flagged.

Opportunities

  • Total Assets: $3.4T (+4.6% YoY) — Total assets grew 5% — the company's resource base expanded.

Threats

  • Total liabilities are 91% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

Financial Charts

Revenue vs Net Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Operating Cash Flow

$12.6B

was -$8.8B

+243.2%

Operating cash flow grew 243% — the business generated more cash from day-to-day operations.

EPS (Diluted)

$3.81

was $3.21

+18.7%

Earnings per share rose 19% — each share earned more.

Net Income

$30.5B

was $27.1B

+12.4%

Profit grew 12% — the company kept more of each dollar earned.

Revenue

$113.1B

was $101.9B

+11.0%

Revenue grew 11% — the company sold more goods or services than the prior year.

Total Assets

$3.4T

was $3.3T

+4.6%

Total assets grew 5% — the company's resource base expanded.

Risk Flags

1 high · 0 medium · 0 low
  • High

    Total liabilities are 91% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

Price History

Technical Signals

Daily closes · 1-year data

Latest News

via Finnhub

Filing History — BAC

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External Links

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Research BANK OF AMERICA CORP /DE/

Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.