In short
American International Group, Inc. (AIG) has revenue down 1.7% to $26.8B and operating cash flow up 1.3% to $3.3B year on year. Its net margin is 11.6%, and it trades at 14.1× trailing earnings. Fisclear flags 1 high-severity risk, led by: Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds. How we calculate this
Compare: AIG vs BRK-B · AIG vs TRV · AIG vs PGR · AIG vs ALL
Valuation
Financial ServicesLive · Yahoo FinancePrice
$81.75
$42.7B
5.1x
2.45%
52-Week Range
Decision Context
Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.
Based on filing period ending Jun 2026
FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.
Macro Context
Fed Funds Rate
3.75%
Accommodative
10-Year Treasury
4.99%
2026-09-01
Unemployment
4.2%
Near full employment
CPI Index
334.1
2026-08-01
M2 Money Supply
$23.3T
2026-08-01
The Federal Funds rate stands at 3.75% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.99%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.2%; Industrial production index is at 103.1; M2 money supply is $23.3T; CPI index stands at 334.1.
SWOT Analysis — AIG
Inflationary BoomStrengths
EPS (Diluted): $5.43 (+350.2% YoY) — Earnings per share rose 350% — each share earned more.
Net Income: $3.1B (+320.5% YoY) — Profit grew 321% — the company kept more of each dollar earned.
Weaknesses
Revenue: $26.8B (-1.7% YoY) — Revenue fell 2% — the company generated less from its core operations.
Price-to-book ratio of 1.00x — stock trades below book value, which may indicate market concerns about asset quality or profitability.
Opportunities
Operating Cash Flow: $3.3B (+1.3% YoY) — Operating cash flow grew 1% — the business generated more cash from day-to-day operations.
Total Assets: $161.3B (+0.0% YoY) — Total assets shrank 0% — the balance sheet contracted.
Threats
Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
Year-over-Year Changes
EPS (Diluted)
$5.43
was $-2.17
Earnings per share rose 350% — each share earned more.
Net Income
$3.1B
was -$1.4B
Profit grew 321% — the company kept more of each dollar earned.
Revenue
$26.8B
was $27.3B
Revenue fell 2% — the company generated less from its core operations.
Operating Cash Flow
$3.3B
was $3.3B
Operating cash flow grew 1% — the business generated more cash from day-to-day operations.
Total Assets
$161.3B
was $161.3B
Total assets shrank 0% — the balance sheet contracted.
Risk Flags
1 high · 0 medium · 1 low- ⚠ High
Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
- ○ Low
Price-to-book ratio of 1.00x — stock trades below book value, which may indicate market concerns about asset quality or profitability.
Technical Signals
Daily closes · 1-year dataAmerican International Group, Inc.: common questions
Is American International Group, Inc. profitable?
Yes. American International Group, Inc. made a net profit of $3.1B in its latest fiscal year (fiscal 2025), a net margin of 11.6%.
Is American International Group, Inc.'s revenue growing?
No. Revenue fell 1.7% year on year, to $26.8B.
What is American International Group, Inc.'s P/E ratio?
American International Group, Inc. trades at 15.0× its trailing twelve-month earnings. In other words, the share price is about 15 times the profit per share the company earned over the past year.
Does American International Group, Inc. pay a dividend?
Yes. American International Group, Inc.'s forward dividend yield is 2.45%, the expected annual dividend as a share of the current share price.
What are the main risks for American International Group, Inc.?
Fisclear's checks flag 1 medium- or high-severity risk. The most serious: Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
Answers are generated from the figures in this report (updated 9 Oct 2026). Information, not investment advice.
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External Links
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Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.