Annual ReportFinancial Services

Bank Islam Malaysia Berhad

5258.KL · Period ending 2025-12-31 · Filed 2025-12-31 · Updated

In short

Bank Islam Malaysia Berhad (5258.KL) has revenue up 3.9% to MYR 2.5B and net income down 2.4% to MYR 557.2M year on year. Its net margin is 22.0%, and it trades at 8.4× trailing earnings. Fisclear flags 1 medium-severity risk and no high-severity ones. How we calculate this

Valuation

Financial Services
Live · Yahoo Finance

Price

RM2.00

P/E (TTM)

8.0x

Price ÷ earnings per share

P/B

0.6x

Price ÷ book value

P/S (TTM)

1.7x

Price ÷ revenue per share

Beta

0.19

Low volatility vs market

PEG Ratio

1.9x

P/E ÷ earnings growth rate

52-Week Range

RM1.97RM2.00 nowRM2.55

4-engine score — Quality and Peers engines require SEC EDGAR (US stocks only)

Efficiency
42/100
Value
73/100
Cashflow
75/100
Regime
55/100

P/E 8.0× — low multiple.

FCF yield 39.2% — 34.2pp above risk-free.

FCF yield 39.2% — strong cash generation.

Based on filing period ending Dec 2025

International FisclearScore uses 4 engines (no EDGAR data). Based on Yahoo Finance & Alpha Vantage reported financials. Not financial advice.

5258.KL vs

🇲🇾 Malaysia Macro Indicators

Full dashboard →

Policy Rate

2.75%→

Moderate

CPI Inflation

1.80%→

Near target · +0.10% MoM

Unemployment

2.90%↓

Tight labour market

GDP Growth

6.00%↑

Strong

USD/MYR

4.08→

Current Account

1.61% GDP↑

Surplus

The Malaysia central bank policy rate stands at 2.75% — a moderately elevated rate environment; CPI inflation is 1.8% year-over-year (inflation near target); unemployment stands at 2.9% (tight labour market); GDP growth is 6.0% year-over-year (strong growth); USD/MYR is at 4.0812.

SWOT Analysis — 5258.KL

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.
✦

Strengths

  • Total Assets: MYR 104.1B (+7.6% YoY) — Total assets grew 8% — the company's resource base expanded.

◈

Weaknesses

  • Operating Cash Flow: MYR 1.9B (-25.8% YoY) — Operating cash flow fell 26% but remained positive.

  • Net Income: MYR 557.2M (-2.4% YoY) — Profit fell 2% but remained positive.

  • EPS (Diluted): MYR 0.25 (-2.4% YoY) — Earnings per share fell 2%.

  • Price-to-book ratio of 0.56x — stock trades below book value, which may indicate market concerns about asset quality or profitability.

◎

Opportunities

  • Revenue: MYR 2.5B (+3.9% YoY) — Revenue grew 4% — the company sold more goods or services than the prior year.

⚠

Threats

  • Stock is within 10% of its 52-week low (2.00) — the market may be pricing in significant risk or sector weakness.

Year-over-Year Changes

Operating Cash Flow

MYR 1.9B

was MYR 2.5B

−25.8%

Operating cash flow fell 26% but remained positive.

Total Assets

MYR 104.1B

was MYR 96.8B

+7.6%

Total assets grew 8% — the company's resource base expanded.

Revenue

MYR 2.5B

was MYR 2.4B

+3.9%

Revenue grew 4% — the company sold more goods or services than the prior year.

Net Income

MYR 557.2M

was MYR 571.1M

−2.4%

Profit fell 2% but remained positive.

EPS (Diluted)

MYR 0.25

was MYR 0.25

−2.4%

Earnings per share fell 2%.

Risk Flags

0 high · 1 medium · 1 low
  • ◈ Medium

    Stock is within 10% of its 52-week low (2.00) — the market may be pricing in significant risk or sector weakness.

  • ○ Low

    Price-to-book ratio of 0.56x — stock trades below book value, which may indicate market concerns about asset quality or profitability.

Technical Signals

Daily closes · 1-year data

Bank Islam Malaysia Berhad: common questions

Is Bank Islam Malaysia Berhad profitable?

Yes. Bank Islam Malaysia Berhad made a net profit of RM557M in its latest fiscal year (fiscal 2025), a net margin of 22.0%.

Is Bank Islam Malaysia Berhad's revenue growing?

Yes. Revenue grew 3.9% year on year, to MYR 2.5B.

What is Bank Islam Malaysia Berhad's P/E ratio?

Bank Islam Malaysia Berhad trades at 8.0× its trailing twelve-month earnings. In other words, the share price is about 8 times the profit per share the company earned over the past year.

Does Bank Islam Malaysia Berhad pay a dividend?

Yes. Bank Islam Malaysia Berhad's forward dividend yield is 7.30%, the expected annual dividend as a share of the current share price.

What are the main risks for Bank Islam Malaysia Berhad?

Fisclear's checks flag 1 medium- or high-severity risk. The most serious: Stock is within 10% of its 52-week low (2.00) — the market may be pricing in significant risk or sector weakness.

Answers are generated from the figures in this report (updated 13 Oct 2026). Information, not investment advice.

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External Links

Research Bank Islam Malaysia Berhad

Data sourced from Bursa Malaysia, FRED (Federal Reserve), OECD, BIS, and Yahoo Finance. For informational purposes only. Not financial advice.