Annual ReportFinancial Services

AMMB Holdings Berhad

1015.KL · Period ending 2026-03-31 · Filed 2026-03-31 · Updated

In short

AMMB Holdings Berhad (1015.KL) has revenue up 8.0% to MYR 5.2B and net income up 5.0% to MYR 2.1B year on year. Its net margin is 40.4%, and it trades at 10.0× trailing earnings. Fisclear found no medium- or high-severity risk flags in this filing. How we calculate this

Valuation

Financial Services
Live · Yahoo Finance

Price

RM6.25

Market Cap

RM20.7B

P/E (TTM)

9.8x

Price ÷ earnings per share

P/B

1.0x

Price ÷ book value

P/S (TTM)

4.1x

Price ÷ revenue per share

Beta

-0.01

Low volatility vs market

PEG Ratio

1.3x

P/E ÷ earnings growth rate

52-Week Range

RM5.61RM6.25 nowRM7.37

4-engine score — Quality and Peers engines require SEC EDGAR (US stocks only)

Efficiency
50/100
Value
73/100
Cashflow
75/100
Regime
55/100

P/E 9.8× — low multiple.

FCF yield 14.5% — 9.5pp above risk-free.

FCF yield 14.5% — strong cash generation.

Based on filing period ending Mar 2026

International FisclearScore uses 4 engines (no EDGAR data). Based on Yahoo Finance & Alpha Vantage reported financials. Not financial advice.

1015.KL vs

🇲🇾 Malaysia Macro Indicators

Full dashboard →

Policy Rate

2.75%→

Moderate

CPI Inflation

1.80%→

Near target · +0.10% MoM

Unemployment

2.90%↓

Tight labour market

GDP Growth

6.00%↑

Strong

USD/MYR

4.08→

Current Account

1.61% GDP↑

Surplus

The Malaysia central bank policy rate stands at 2.75% — a moderately elevated rate environment; CPI inflation is 1.8% year-over-year (inflation near target); unemployment stands at 2.9% (tight labour market); GDP growth is 6.0% year-over-year (strong growth); USD/MYR is at 4.0812.

SWOT Analysis — 1015.KL

Inflationary Boom
✦

Strengths

  • Operating Cash Flow: MYR 3.1B (+244.7% YoY) — Operating cash flow grew 245% — the business generated more cash from day-to-day operations.

  • Revenue: MYR 5.2B (+8.0% YoY) — Revenue grew 8% — the company sold more goods or services than the prior year.

  • Net Income: MYR 2.1B (+5.0% YoY) — Profit grew 5% — the company kept more of each dollar earned.

◈

Weaknesses

  • Price-to-book ratio of 0.97x — stock trades below book value, which may indicate market concerns about asset quality or profitability.

◎

Opportunities

  • EPS (Diluted): MYR 0.64 (+4.9% YoY) — Earnings per share rose 5% — each share earned more.

  • Total Assets: MYR 207.7B (+4.4% YoY) — Total assets grew 4% — the company's resource base expanded.

⚠

Threats

No significant threats flagged.

Year-over-Year Changes

Operating Cash Flow

MYR 3.1B

was MYR 907.5M

+244.7%

Operating cash flow grew 245% — the business generated more cash from day-to-day operations.

Revenue

MYR 5.2B

was MYR 4.8B

+8.0%

Revenue grew 8% — the company sold more goods or services than the prior year.

Net Income

MYR 2.1B

was MYR 2.0B

+5.0%

Profit grew 5% — the company kept more of each dollar earned.

EPS (Diluted)

MYR 0.64

was MYR 0.61

+4.9%

Earnings per share rose 5% — each share earned more.

Total Assets

MYR 207.7B

was MYR 199.0B

+4.4%

Total assets grew 4% — the company's resource base expanded.

Risk Flags

0 high · 0 medium · 1 low
  • ○ Low

    Price-to-book ratio of 0.97x — stock trades below book value, which may indicate market concerns about asset quality or profitability.

Technical Signals

Daily closes · 1-year data

AMMB Holdings Berhad: common questions

Is AMMB Holdings Berhad profitable?

Yes. AMMB Holdings Berhad made a net profit of RM2.1B in its latest fiscal year (fiscal 2026), a net margin of 40.4%.

Is AMMB Holdings Berhad's revenue growing?

Yes. Revenue grew 8.0% year on year, to MYR 5.2B.

What is AMMB Holdings Berhad's P/E ratio?

AMMB Holdings Berhad trades at 9.8× its trailing twelve-month earnings. In other words, the share price is about 10 times the profit per share the company earned over the past year.

Does AMMB Holdings Berhad pay a dividend?

Yes. AMMB Holdings Berhad's forward dividend yield is 5.65%, the expected annual dividend as a share of the current share price.

Answers are generated from the figures in this report (updated 13 Oct 2026). Information, not investment advice.

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External Links

Research AMMB Holdings Berhad

Data sourced from Bursa Malaysia, FRED (Federal Reserve), OECD, BIS, and Yahoo Finance. For informational purposes only. Not financial advice.