Annual ReportFinancial Services

Westpac Banking Corporation

WBC.AX · Period ending 2024-09-30 · Filed 2024-09-30 · Updated

Latest annual results available: period ending 30 Sept 2024. Newer results for Westpac Banking Corporation aren't available from our data source yet, so this report may be behind the company's latest filing — last updated .

In short

Westpac Banking Corporation (WBC.AX) has revenue up 1.0% to AUD 21.6B and net income down 2.8% to AUD 7.0B year on year. Its net margin is 32.4%, and it trades at 16.7× trailing earnings. Fisclear flags 1 medium-severity risk and no high-severity ones. How we calculate this

Valuation

Financial Services
Live · Yahoo Finance

Price

A$33.72

Market Cap

A$115.2B

P/E (TTM)

16.6x

Price ÷ earnings per share

P/B

1.6x

Price ÷ book value

P/S (TTM)

5.2x

Price ÷ revenue per share

Beta

0.72

Moderate market correlation

PEG Ratio

1.3x

P/E ÷ earnings growth rate

52-Week Range

A$33.46A$33.72 nowA$43.32

4-engine score — Quality and Peers engines require SEC EDGAR (US stocks only)

Efficiency
50/100
Value
53/100
Cashflow
48/100
Regime
50/100

⚠ Negative FCF — consuming cash.

Based on filing period ending Sept 2024

International FisclearScore uses 4 engines (no EDGAR data). Based on Yahoo Finance & Alpha Vantage reported financials. Not financial advice.

WBC.AX vs

🇦🇺 Australia Macro Indicators

Full dashboard →

10-Year Yield

5.01%↑

AUD/USD

0.70→

The 10-year government bond yield is 5.01%; AUD/USD is at 0.6953.

SWOT Analysis — WBC.AX

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.
✦

Strengths

No standout strengths identified from the filing.

◈

Weaknesses

  • Operating Cash Flow: -AUD 19.8B (-83.1% YoY) — Negative operating cash flow — the business consumed more cash than it produced from operations.

  • Net Income: AUD 7.0B (-2.8% YoY) — Profit fell 3% but remained positive.

  • EPS (Diluted): AUD 1.92 (-1.8% YoY) — Earnings per share fell 2%.

◎

Opportunities

  • Total Assets: AUD 1.1T (+4.6% YoY) — Total assets grew 5% — the company's resource base expanded.

  • Revenue: AUD 21.6B (+1.0% YoY) — Revenue grew 1% — the company sold more goods or services than the prior year.

⚠

Threats

  • Stock is within 10% of its 52-week low (33.46) — the market may be pricing in significant risk or sector weakness.

Financial Charts

Revenue vs Net Income

Margin Trend

Year-over-Year Changes

Operating Cash Flow

-AUD 19.8B

was -AUD 10.8B

−83.1%

Negative operating cash flow — the business consumed more cash than it produced from operations.

Total Assets

AUD 1.1T

was AUD 1.0T

+4.6%

Total assets grew 5% — the company's resource base expanded.

Net Income

AUD 7.0B

was AUD 7.2B

−2.8%

Profit fell 3% but remained positive.

EPS (Diluted)

AUD 1.92

was AUD 1.95

−1.8%

Earnings per share fell 2%.

Revenue

AUD 21.6B

was AUD 21.4B

+1.0%

Revenue grew 1% — the company sold more goods or services than the prior year.

Risk Flags

0 high · 1 medium · 0 low
  • ◈ Medium

    Stock is within 10% of its 52-week low (33.46) — the market may be pricing in significant risk or sector weakness.

Price HistoryAUD

Technical Signals

Daily closes · 1-year data

Latest News

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External Links

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Data sourced from ASX, FRED (Federal Reserve), OECD, BIS, and Yahoo Finance. For informational purposes only. Not financial advice.