In short
Hannover Rück SE (HNR1.DE) has net income up 13.4% to EUR 2.6B and EPS (Diluted) up 13.4% to EUR 21.90 year on year. Its net margin is 11.0%, and it trades at 11.6× trailing earnings. Fisclear found no medium- or high-severity risk flags in this filing. How we calculate this
Valuation
Financial ServicesLive · Yahoo FinancePrice
€263.20
€31.7B
8.6x
4.77%
52-Week Range
4-engine score — Quality and Peers engines require SEC EDGAR (US stocks only)
P/E 11.6× — low multiple.
FCF yield 17.9% — 12.9pp above risk-free.
FCF yield 17.9% — strong cash generation.
Based on filing period ending Dec 2025
International FisclearScore uses 4 engines (no EDGAR data). Based on Yahoo Finance & Alpha Vantage reported financials. Not financial advice.
🇪🇺 Eurozone Macro Indicators
Full dashboard →Policy Rate
2.50%→
Moderate
GDP Growth
1.10%→
Moderate
10-Year Yield
3.22%→
Spread: +0.7%
EUR/USD
1.13→
M2 Growth
4.21%→
Moderate
The Eurozone central bank policy rate stands at 2.50% — a moderately elevated rate environment; GDP growth is 1.1% year-over-year (sluggish growth); the 10-year government bond yield is 3.22%; EUR/USD is at 1.1259.
SWOT Analysis — HNR1.DE
Inflationary BoomStrengths
Net Income: EUR 2.6B (+13.4% YoY) — Profit grew 13% — the company kept more of each dollar earned.
EPS (Diluted): EUR 21.90 (+13.4% YoY) — Earnings per share rose 13% — each share earned more.
Weaknesses
Total Assets: EUR 71.3B (-1.1% YoY) — Total assets shrank 1% — the balance sheet contracted.
Opportunities
Revenue: EUR 24.0B (+0.4% YoY) — Revenue grew 0% — the company sold more goods or services than the prior year.
Operating Cash Flow: EUR 5.7B (+0.1% YoY) — Operating cash flow grew 0% — the business generated more cash from day-to-day operations.
Threats
No significant threats flagged.
Financial Charts
Year-over-Year Changes
Net Income
EUR 2.6B
was EUR 2.3B
Profit grew 13% — the company kept more of each dollar earned.
EPS (Diluted)
EUR 21.90
was EUR 19.31
Earnings per share rose 13% — each share earned more.
Total Assets
EUR 71.3B
was EUR 72.1B
Total assets shrank 1% — the balance sheet contracted.
Revenue
EUR 24.0B
was EUR 23.9B
Revenue grew 0% — the company sold more goods or services than the prior year.
Operating Cash Flow
EUR 5.7B
was EUR 5.7B
Operating cash flow grew 0% — the business generated more cash from day-to-day operations.
Price HistoryEUR
Technical Signals
Daily closes · 1-year dataLatest News
via FinnhubGet the weekly digest
5 company reports + macro context every week, free. No spam.
- Unlimited goal simulations
- 5 free company report summaries per day
- Weekly financial insights newsletter
External Links
Research Hannover Rück SE
Data sourced from XETRA, FRED (Federal Reserve), OECD, BIS, and Yahoo Finance. For informational purposes only. Not financial advice.