Annual ReportFinancial Services

Canadian Imperial Bank of Commerce

CM.TO · Period ending 2025-10-31 · Filed 2025-10-31 · Updated

In short

Canadian Imperial Bank of Commerce (CM.TO) has revenue up 13.7% to CAD 29.0B and net income up 18.5% to CAD 8.4B year on year. Its net margin is 29.1%, and it trades at 14.7× trailing earnings. Fisclear found no medium- or high-severity risk flags in this filing. How we calculate this

Valuation

Financial Services
Live · Yahoo Finance

Price

C$155.63

Market Cap

C$141.3B

P/E (TTM)

15.1x

Price ÷ earnings per share

P/B

2.2x

Price ÷ book value

P/S (TTM)

4.7x

Price ÷ revenue per share

Beta

1.24

Moderate market correlation

PEG Ratio

1.7x

P/E ÷ earnings growth rate

52-Week Range

C$111.45C$155.63 nowC$172.87

4-engine score — Quality and Peers engines require SEC EDGAR (US stocks only)

Efficiency
50/100
Value
66/100
Cashflow
75/100
Regime
50/100

FCF yield 9.0% — 4.0pp above risk-free.

FCF yield 9.0% — strong cash generation.

Based on filing period ending Oct 2025

International FisclearScore uses 4 engines (no EDGAR data). Based on Yahoo Finance & Alpha Vantage reported financials. Not financial advice.

CM.TO vs

🇨🇦 Canada Macro Indicators

Full dashboard →

Policy Rate

5.25%↑

Restrictive

CPI Inflation

3.00%→

Above target

Unemployment

6.91%→

Elevated

GDP Growth

1.74%→

Moderate

10-Year Yield

3.93%→

Spread: -1.3%

USD/CAD

1.43→

M2 Growth

6.50%→

Moderate

The Canada central bank policy rate stands at 5.25% — a restrictive rate environment; CPI inflation is 3.0% year-over-year (inflation near target); unemployment stands at 6.9% (elevated unemployment); GDP growth is 1.7% year-over-year (sluggish growth); the 10-year government bond yield is 3.93%; USD/CAD is at 1.4253.

SWOT Analysis — CM.TO

Inflationary Boom
✦

Strengths

  • Operating Cash Flow: CAD 13.8B (+24.8% YoY) — Operating cash flow grew 25% — the business generated more cash from day-to-day operations.

  • Net Income: CAD 8.4B (+18.5% YoY) — Profit grew 18% — the company kept more of each dollar earned.

  • EPS (Diluted): CAD 8.57 (+17.7% YoY) — Earnings per share rose 18% — each share earned more.

  • Revenue: CAD 29.0B (+13.7% YoY) — Revenue grew 14% — the company sold more goods or services than the prior year.

  • Total Assets: CAD 1.1T (+7.2% YoY) — Total assets grew 7% — the company's resource base expanded.

◈

Weaknesses

No material weaknesses flagged.

◎

Opportunities

No clear opportunities identified at this time.

⚠

Threats

No significant threats flagged.

Financial Charts

Revenue vs Net Income

Margin Trend

Year-over-Year Changes

Operating Cash Flow

CAD 13.8B

was CAD 11.1B

+24.8%

Operating cash flow grew 25% — the business generated more cash from day-to-day operations.

Net Income

CAD 8.4B

was CAD 7.1B

+18.5%

Profit grew 18% — the company kept more of each dollar earned.

EPS (Diluted)

CAD 8.57

was CAD 7.28

+17.7%

Earnings per share rose 18% — each share earned more.

Revenue

CAD 29.0B

was CAD 25.5B

+13.7%

Revenue grew 14% — the company sold more goods or services than the prior year.

Total Assets

CAD 1.1T

was CAD 1.0T

+7.2%

Total assets grew 7% — the company's resource base expanded.

Price HistoryCAD

Technical Signals

Daily closes · 1-year data

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External Links

Research Canadian Imperial Bank of Commerce

Data sourced from TSX, FRED (Federal Reserve), OECD, BIS, and Yahoo Finance. For informational purposes only. Not financial advice.