Annual ReportFinancial Services

BNP Paribas SA

BNP.PA · Period ending 2025-12-31 · Filed 2025-12-31 · Updated

In short

BNP Paribas SA (BNP.PA) has revenue up 4.5% to EUR 68.8B and net income up 4.6% to EUR 12.2B year on year. Its net margin is 17.8%, and it trades at 7.8× trailing earnings. Fisclear found no medium- or high-severity risk flags in this filing. How we calculate this

Valuation

Financial Services
Live · Yahoo Finance

Price

€89.95

Market Cap

€98.6B

P/E (TTM)

8.0x

Price ÷ earnings per share

P/B

0.8x

Price ÷ book value

P/S (TTM)

1.9x

Price ÷ revenue per share

Beta

1.07

Moderate market correlation

PEG Ratio

0.8x

P/E ÷ earnings growth rate

52-Week Range

€65.12€89.95 now€113.82

4-engine score — Quality and Peers engines require SEC EDGAR (US stocks only)

Efficiency
50/100
Value
81/100
Cashflow
65/100
Regime
50/100

P/E 8.0× — low multiple.

PEG 0.85 — below growth rate.

FCF yield 44.3% — 39.3pp above risk-free.

FCF yield 44.3% — strong cash generation.

Based on filing period ending Dec 2025

International FisclearScore uses 4 engines (no EDGAR data). Based on Yahoo Finance & Alpha Vantage reported financials. Not financial advice.

BNP.PA vs

🇪🇺 Eurozone Macro Indicators

Full dashboard →

Policy Rate

2.50%→

Moderate

GDP Growth

1.10%→

Moderate

10-Year Yield

3.22%→

Spread: +0.7%

EUR/USD

1.13→

M2 Growth

4.21%→

Moderate

The Eurozone central bank policy rate stands at 2.50% — a moderately elevated rate environment; GDP growth is 1.1% year-over-year (sluggish growth); the 10-year government bond yield is 3.22%; EUR/USD is at 1.1259.

SWOT Analysis — BNP.PA

Inflationary Boom
✦

Strengths

  • Operating Cash Flow: EUR 46.6B (+147.8% YoY) — Operating cash flow grew 148% — the business generated more cash from day-to-day operations.

  • EPS (Diluted): EUR 10.29 (+7.5% YoY) — Earnings per share rose 8% — each share earned more.

◈

Weaknesses

  • Price-to-book ratio of 0.81x — stock trades below book value, which may indicate market concerns about asset quality or profitability.

◎

Opportunities

  • Net Income: EUR 12.2B (+4.6% YoY) — Profit grew 5% — the company kept more of each dollar earned.

  • Revenue: EUR 68.8B (+4.5% YoY) — Revenue grew 4% — the company sold more goods or services than the prior year.

  • Total Assets: EUR 2.8T (+3.3% YoY) — Total assets grew 3% — the company's resource base expanded.

⚠

Threats

No significant threats flagged.

Financial Charts

Revenue vs Net Income

Margin Trend

Year-over-Year Changes

Operating Cash Flow

EUR 46.6B

was -EUR 97.4B

+147.8%

Operating cash flow grew 148% — the business generated more cash from day-to-day operations.

EPS (Diluted)

EUR 10.29

was EUR 9.57

+7.5%

Earnings per share rose 8% — each share earned more.

Net Income

EUR 12.2B

was EUR 11.7B

+4.6%

Profit grew 5% — the company kept more of each dollar earned.

Revenue

EUR 68.8B

was EUR 65.9B

+4.5%

Revenue grew 4% — the company sold more goods or services than the prior year.

Total Assets

EUR 2.8T

was EUR 2.7T

+3.3%

Total assets grew 3% — the company's resource base expanded.

Risk Flags

0 high · 0 medium · 1 low
  • ○ Low

    Price-to-book ratio of 0.81x — stock trades below book value, which may indicate market concerns about asset quality or profitability.

Price HistoryEUR

Technical Signals

Daily closes · 1-year data

Latest News

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External Links

Research BNP Paribas SA

Data sourced from Euronext, FRED (Federal Reserve), OECD, BIS, and Yahoo Finance. For informational purposes only. Not financial advice.