In short
Bank of Baroda Limited (BANKBARODA.NS) has net income down 4.2% to INR 198.5B and EPS (Diluted) down 4.2% to INR 38.38 year on year. Its net margin is 26.5%, and it trades at 6.8× trailing earnings. Fisclear found no medium- or high-severity risk flags in this filing. How we calculate this
Valuation
Financial ServicesLive · Yahoo FinancePrice
₹235.80
₹1.22T
3.60%
52-Week Range
4-engine score — Quality and Peers engines require SEC EDGAR (US stocks only)
P/E 6.7× — low multiple.
FCF yield 25.9% — 20.9pp above risk-free.
FCF yield 25.9% — strong cash generation.
Based on filing period ending Mar 2026
International FisclearScore uses 4 engines (no EDGAR data). Based on Yahoo Finance & Alpha Vantage reported financials. Not financial advice.
🇮🇳 India Macro Indicators
Full dashboard →Policy Rate
6.75%↑
Restrictive
USD/INR
95.449→
The India central bank policy rate stands at 6.75% — a restrictive rate environment; USD/INR is at 95.449.
SWOT Analysis — BANKBARODA.NS
Inflationary BoomStrengths
Total Assets: INR 21.0T (+12.9% YoY) — Total assets grew 13% — the company's resource base expanded.
Weaknesses
Net Income: INR 198.5B (-4.2% YoY) — Profit fell 4% but remained positive.
Operating Cash Flow: INR 334.3B (-4.2% YoY) — Operating cash flow fell 4% but remained positive.
EPS (Diluted): INR 38.38 (-4.2% YoY) — Earnings per share fell 4%.
Price-to-book ratio of 0.73x — stock trades below book value, which may indicate market concerns about asset quality or profitability.
Opportunities
Revenue: INR 748.7B (+0.4% YoY) — Revenue grew 0% — the company sold more goods or services than the prior year.
Threats
No significant threats flagged.
Financial Charts
Year-over-Year Changes
Total Assets
INR 21.0T
was INR 18.6T
Total assets grew 13% — the company's resource base expanded.
Net Income
INR 198.5B
was INR 207.2B
Profit fell 4% but remained positive.
Operating Cash Flow
INR 334.3B
was INR 348.9B
Operating cash flow fell 4% but remained positive.
EPS (Diluted)
INR 38.38
was INR 40.06
Earnings per share fell 4%.
Revenue
INR 748.7B
was INR 745.5B
Revenue grew 0% — the company sold more goods or services than the prior year.
Risk Flags
0 high · 0 medium · 1 low- ○ Low
Price-to-book ratio of 0.73x — stock trades below book value, which may indicate market concerns about asset quality or profitability.
Price HistoryINR
Technical Signals
Daily closes · 1-year dataLatest News
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External Links
Research Bank of Baroda Limited
Data sourced from NSE India, FRED (Federal Reserve), OECD, BIS, and Yahoo Finance. For informational purposes only. Not financial advice.